> For the complete documentation index, see [llms.txt](https://docs.midas.app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.midas.app/welcome/quick-guide-to-investing.md).
# Quick Guide to Investing
Before you begin, please note that investing in onchain products carries a high level of risk. Beyond strategy performance, investors must account for risks unique to smart contracts and tokenisation.
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#### Select Your Product
Review and compare our available products to find the one that best fits your desired risk-reward profile.
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*If you are unable to view or access certain information on our platform, you may be connecting from a country that we block for regulatory or sanctions compliance. Please review the full product documentation to confirm your eligibility.*
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#### Connect Your Wallet
We support a variety of stablecoins and crypto assets, including USDC, USDT, DAI, wETH, and WBTC, depending on the specific product.
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*Midas screens and verifies all wallets interacting with our platform. If you are unable to proceed with a deposit, it is highly likely that your wallet has not passed our compliance checks or the specific strategy requires professional investor whitelisting. If this happens, please contact* [*Support*](/resources/support.md)*.*
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#### Invest to receive Your mToken
Completing the investing flow on the product page atomically returns an mToken (Instant mode), or submits a request for mToken minting (Standard mode):
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Your mTokens are minted immediately at the current Net Asset Value (NAV) and sent straight to your wallet.
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{% tab title="Standard Deposit" %}
Your deposit request is submitted onchain, and your mTokens will be minted and delivered at a later settlement date, typically at the next NAV update.
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#### Frequently Asked Questions
Why do some products have delayed deposits?
*For certain strategies, issuing mTokens instantly before the funds were exposed to the strategy, it would create a "cash drag" that dilutes the returns for our existing investors. Furthermore, executing standard deposits at the next NAV date prevents unjustified arbitrage, i.e. stopping users from depositing right before a NAV update and withdrawing immediately after just to capture the full period's yield without actually holding the asset. Importantly, if you do not receive your mTokens immediately after depositing, please verify the deposit type in the applicable product documentation before contacting support.*
When will I receive my mTokens?
*The timeline for receiving your newly minted mTokens depends on the type of deposit you selected:*
* ***Instant Deposit:**** **Your mTokens are minted and delivered to your wallet immediately at the current NAV.*
* ***Standard Deposit:**** **It may take a few days for your mTokens to be minted. Your request is processed at the NAV prevailing at the time of settlement (which can range from T+0 to T+X, depending on the product). The approximate time to settlement is clearly displayed on the interface before you confirm your subscription.*
Why can I not invest when the button says “Get access”?
*While many of our supported products are open to all eligible users, certain strategies operate on a restricted basis. This is typically the case when an underlying strategy is legally limited to professional investors. To invest in these specific strategies, you must first request access and provide your wallet address for review. Only wallets that have been explicitly whitelisted by our team are authorised to interact with the smart contracts for these restricted tokens.*
Why am I unable to proceed with a deposit?
*Midas smart contracts run background verifications to ensure that only eligible users can invest. If you are unable to proceed with a deposit, it is typically due to one of the following reasons:*
* *Regulatory restrictions tied to your jurisdiction.*
* *Incomplete or pending compliance verifications.*
* *The specific strategy requires professional investor whitelisting.*
* *The vault's capacity for Instant Deposits has been reached. If this happens, you can still toggle to the Standard Deposit option to complete your transaction.*
*If you believe you meet all the necessary requirements, please contact* [*Support*](/resources/support.md)*. Our team will review your case and assist you as quickly as possible.*
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